采用42家上市银行2010年到2021年数据,基于动态能力理论、长尾效应等理论提出了银行数字化转型、市场势力与经营绩效之间关系的2个理论假设,实证分析了银行数字化转型对经营绩效产生的影响,以及市场势力是否对影响过程存在中介效应。研...采用42家上市银行2010年到2021年数据,基于动态能力理论、长尾效应等理论提出了银行数字化转型、市场势力与经营绩效之间关系的2个理论假设,实证分析了银行数字化转型对经营绩效产生的影响,以及市场势力是否对影响过程存在中介效应。研究结果表明:银行数字化转型会提高银行的经营绩效,且管理维度的数字化对银行经营绩效的提升效果最为显著。市场势力在银行数字化转型对经营绩效产生影响的过程中存在部分中介作用。基于上诉结论,文章启示银行在进行数字化转型过程中,应该提高对管理维度数字化转型的关注度。Using data from 42 listed banks from 2010 to 2021, two theoretical hypotheses were proposed based on dynamic capability theory, long tail effect, and other theories regarding the relationship between digital transformation of banks, market power, and business performance. Empirical analysis was conducted on the impact of digital transformation of banks on business performance, as well as whether market power has a mediating effect on the influencing process. The research results indicate that digital transformation of banks will improve their operational performance, and the digitalization of management dimensions has the most significant effect on improving bank operational performance. Market forces play a partial mediating role in the impact of bank digital transformation on business performance. Based on the appeal conclusion, the article suggests that banks should increase their attention to digital transformation in the management dimension during the process of digital transformation.展开更多
文摘采用42家上市银行2010年到2021年数据,基于动态能力理论、长尾效应等理论提出了银行数字化转型、市场势力与经营绩效之间关系的2个理论假设,实证分析了银行数字化转型对经营绩效产生的影响,以及市场势力是否对影响过程存在中介效应。研究结果表明:银行数字化转型会提高银行的经营绩效,且管理维度的数字化对银行经营绩效的提升效果最为显著。市场势力在银行数字化转型对经营绩效产生影响的过程中存在部分中介作用。基于上诉结论,文章启示银行在进行数字化转型过程中,应该提高对管理维度数字化转型的关注度。Using data from 42 listed banks from 2010 to 2021, two theoretical hypotheses were proposed based on dynamic capability theory, long tail effect, and other theories regarding the relationship between digital transformation of banks, market power, and business performance. Empirical analysis was conducted on the impact of digital transformation of banks on business performance, as well as whether market power has a mediating effect on the influencing process. The research results indicate that digital transformation of banks will improve their operational performance, and the digitalization of management dimensions has the most significant effect on improving bank operational performance. Market forces play a partial mediating role in the impact of bank digital transformation on business performance. Based on the appeal conclusion, the article suggests that banks should increase their attention to digital transformation in the management dimension during the process of digital transformation.
