摘要
实证结果表明,我国银行业总体的技术效率呈现出先下降后上升的U型特征;股份制商业银行的效率整体上略优于国有商业银行,2003年股改后,国有商业银行的效率整体上有所上升;股份制商业银行和国有商业银行内部的管理技术水平(PTE)均优于其规模状况(SE),规模无效是导致总体技术无效的主要原因。
Empirical research results indicate that China＇s banks total efficiency shows U shape character from fall to rise. The efficiency of joint - stock commercial banks is a little better than state - owned commercial banks. After stock reform in 2003, state -owned commercial banks efficiency rises as a whole. Inside management technical level （PTE） of joint -stock commercial banks and state -owned commercial banks is better than their scale situation （SE）. Scale inefficiency is the main cause leading to total technical inefficiency.
出处
《重庆工商大学学报（社会科学版）》
2008年第5期32-38,共7页
Journal of Chongqing Technology and Business University：Social Science Edition
关键词
商业银行
效率
投入型DEA
commercial banks
efficiency
input - orientated DEA
